speaking, two minutes away. i'm guessing that if i had the opportunity to introduce the president i might go long too but this is too long. so there's patrick and here's the dow, all-time high yesterday, today we're down. maybe tomorrow. today cavuto. >> you are looking live at massachusetts governor deval patrick giving the longest introduction in the history of mankind. my goodness, he has been up there the better part of ten hours. we don't know. maybe ten minutes. it's a long introduction, setup for the president of the united states. he's coming to friendly territory to try to sell a health care law that is sputtering and getting a lot of people protesting on the day his health and human services secretary was getting a real grilling. she took responsibility for that. the president will take responsibility for a law that he says is going to do a lot more good than bad in a place where a former governor by the name of mitt romney came up with health care for his constituents.

the president is going to make a point of mentioning that, too, had a bumpy beginning. mitt romney by the way, has taken to facebook to say not at all the case. big apples, big oranges and this is a lemon, mr. president. now to the president selling what many people say is indeed a lemon, his law. >> it's good to be back in boston. it's good to be back in boston because one of america's best governors introduced me, deval patrick. give him a big round of applause. good to see congressman bill keating here. give bill a big round of applause. i want to praise somebody who was not here. i just left him. but he wears his heart on his sleeve. he loves this city so much and

it shows in what he's been doing for years now, one of america's best mayors, tom minino. [ applause ] it's good to see all of you. you know, i was just at the airport, deval was kind enough to meet me along with the mayor, and mayor min neen no went back to city hall to work so he could wrap up in time for the first pitch. i understand that. i am well aware that a presidential visit is biggest thing going on today in boston. i understand that. i tried to grow a beard, but michele, she wasn't having it. i am also old enough to remember a time when the red sox were not in the world series three times

in ten years, but i know the chance to win one at home for the first time since 1918 is a pretty special thing. . [ applause ] so i promise, we will be done here in time for everybody to head over to fenway and maybe see big papi blast another homer. [ applause ] and maybe the other sox will do better next year. i'm just -- you know, you can hope. you can dream. the reason i'm here, though, is because this is the hall where seven years ago democrats and republicans came together to make health reform a reality for the people of massachusetts.

it's where then governor mitt romney, democratic legislators, senator ted kennedy, many of the folks who are here today, joined forces to connect the progressive vision of health care for all with some ideas about markets and competition that had long been championed by conservatives. and as deval just said, it worked. it worked. [ applause ] >> mr. president -- [ inaudible ]. for our generation [ inaudible ] mr. president -- >> okay. [ inaudible ]. >> okay. we're talking about health care

today, but we will -- >> mr. president stop -- >> no, no, no. it's okay. that is the wrong rally. [ applause ] >> we had the climate change rally back in the summer. this is the health care rally. now -- [ applause ] >> so health care reform in this state was a success. that doesn't mean it was perfect right away.

there were early problems to solve. there were changes that had to be made. anybody here who was involved in it can tell you that. as deval just said, enrollment was extremely slow. within a month, only about 100 people had signed up. 100. but then 2000 had signed up and then a few more thousand after that and by the end of the year, 36,000 people had signed up. and the community all came together. you even had the red sox help enlist people to get them covered. and pretty soon, the number of young up insured people had plummeted. when recession struck, the financial security of health care sheltered families from deeper hardship. and today, there is nearly universal coverage in

massachusetts. and the vast majority of citizens are happy with their coverage. [ applause ] and by the way, all the parade of horribles, the worst predictions about health care in massachusetts never came true. they're the same arguments you're hearing now. businesses didn't stop covering workers. the share of employers who offered coverage increased. people didn't get left behind. racial disparities decreased. care didn't become unaffordable. costs tracked. what was happening in other places that wasn't covering everybody. now, you know, mitt romney and i ran a long and spirited campaign against one another, but i've always believed that when he was

governor, here in massachusetts, he did the right thing on health care. and then deval did the right thing by picking up the torch and working to make the law work even better. and it's because you guys had a proven model that we built the affordable care act on this template of proven bipartisan success. your law was the model for the nation's law. [ applause ] so let's look at what's happened. today the affordable care act requires insurance companies to abide by some of the strongest consumer protections this country has ever known. a true patients bill of rights. [ applause ]

no more discriminating against kids with preexisting conditions. no more dropping your policy when you get sick and need it most. no more lifetime limits or restrictive annual limits. most plans -- most plans now have to cover free preventative care like mammograms and birth control. young people, can stay on their parents' plans until they turn 26. all of this is in place right now, it is working right now. now, the last element of this, began on october 1st. so when the affordable care act

created a new marketplace for quality, private insurance plans for the 15% or so of americans who don't have health care and for the 5% of americans who have to buy it on their own and they're not part of a group, which means they don't get as good a deal, and this new marketplace was built on the massachusetts model. it allows these americans who have been locked out, be to get a better deal from insurers. they're pooling their purchasing power as one big group and insurers want their business which means they give them a better deal and they compete for that business. and as a result, insurers in the marketplace, they can't use your medical history to charge you more. if you've been sick, you finally have the same chance to buy quality affordable health care as everybody else. a lot of people will qualify for new tax credits under this law that will bring down costs even

further so if you lose your job, or you start a new business, or you're self-employed or a young person trying several jobs until you find that one that sticks, you're going to be able to be insured. insurance that goes with you. and gives you freedom to pursue whatever you want without fear that accident or illness will derail your dreams. now this marketplace is open now. insurance companies are competing for that business. the deal is good, the prices are low. but let's face it, we've had a problem. the website hasn't worked the way it's supposed to over the last couple of weeks. and as a consequence a lot of people haven't had a chance to see just how good the prices for quality health insurance through these marketplaces really are. now ultimately this website,

healthcare.gov will be the easiest way to shop for and buy the easiest plans. you will see them next to each other and compare prices and see what kind of coverage it provides, but look, there's no denying it. right now, the website is too slow, too many people have gotten stuck and i am not happy about it. and neither are a lot of americans who need health care and they're trying to figure out how they can sign up as quickly as possible. so there's no excuse for it. and i take full responsibility for making sure it gets fixed asap. we are working overtime to improve it every day. every day. and more people are successfully buying these new plans on-line

than they were a couple weeks ago and i expect more people will buy conveniently on-line every single day as we move forward. we're going to get these problems resolved. in the meantime you can still apply for coverage over the phone or by mail or in person, those plans are waiting. and you're still able to get the kind of affordable, reliable health insurance that's been out of reach for too many people for too long. so i am old enough to remember when there was not such a thing as a website. i know that -- i know that's shocking to people. but the point is, i'm confident these marketplaces will work because massachusetts has shown that the model works an we know what's being offered by these insurers. we know it's going to work.

and so far, choice and competition in the new national marketplaces have helped keeps costs lower than even we projected. in fact, nearly half of all single uninsured 18 to 34-year-olds, may be able to buy insurance for 50 bucks a month or less. less than your cell phone bill, less than your cable bill. and one study shows nearly 6 in 10 uninsured americans may find come for 100 bucks a month or less even if they're older than 34. and frankly if every governor was working as hard as deval, or governor o'malley in maryland or governor cuomo in new york, to make this law work for their citizens as opposed to thinking politically, about 8 in 10 americans would be getting

health insurance for less than 100 bucks a month. and by the way, it's not just in massachusetts. look at kentucky. governor steve bashear who is a democrat is like a man possessed with helping more people get covered. he thinks it's the right thing to do. keep in mind, i did not win in kentucky. but there are a lot of uninsured people in kentucky and they're signing up. oregon, has covered 10% of its uninsured citizens already because of the affordable care act. 10% of the uninsured have already gotten covered. arkansas, i didn't win that state either. covered almost 14% of its

uninsured already. that's already happened. and you've got some republican governors like governor cakasic of ohio who put politics aside and expanding medicaid to cover millions of people. unfortunately there are others so locked into the politics of this thing they won't lift a finger to help their people and that's leaving millions of americans uninsured unnecessarily. that's a shame. because if they put as much energy into making this law work as they do in attacking the law, americans would be better off. americans would be better off. so, that's the affordable care

act. better protections for americans with insurance a new marketplace for americans without insurance, new tax credits to help folks afford it, more choice, more competition, real health care security, not just for the uninsured or under insured but for all of us because we pay more in premiums and taxes when americans without good insurance visit the emergency room. we get taxed. and since we all benefit, there are parts of this law that also require everybody to contribute. they require everybody to take some measure of responsibility. so, to help pay for the law, the wealthiest americans, families that make more than $250,000 a year, have to pay a little bit more. the most expensive employer health insurance plans no longer qualify for unlimited tax breaks. some folks aren't happy about

that but it's the right thing to do. just like in massachusetts, most people who can afford health insurance have to take responsibility to buy health insurance or pay a penalty. and employers with more than 50 employees are required to provide health insurance to their workers or pay a penalty. again, because they shouldn't just dump off those costs on to the rest of us. everybody's got some responsibilities. now, it is also true that some americans who have health insurance plans that they bought on their own through the old individual market, are getting notices from their insurance company suggesting that somehow because the affordable care act they may be losing their existenexis existing health plans. this has been the latest failure autoey in the news because there's been a lot of confusion and misinformation i want to explain just what's going on. one of the things health reform

was designed to do was to help not only the uninsured but also the under insured. there are a number of americans, fewer than 5% of americans, who have got cut rate plans that don't offer real financial protection in the event of a serious illness or an accident. remember, before the affordable care act these bad apple insurers had free reign, every year to limit the care you received or use minor preexisting conditions to jack up your premiums or bill you into bankruptcy. so a lot of people thought they were buying coverage and turned out not to be so good. before the affordable care act, the worst of these plans routinely dropped thousands of americans every single year. and on average, premiums for folks who stayed in their plans for more than a year, shot up about 15% a year. this wasn't just bad for those

folks who were -- had these policies, it was bad for all of us because again, when tragedy strikes and folks can't pay their medical bills, everybody else picks up the tab. now, if you had one of these substandard plans before the affordable care act became law and you really liked that plan, you were able to keep it. that's what i said when i was running for office. that was part of the promise we made. but ever since the law was passed, if insurers decided to downgrade or cancel the substandard plans, we said under the law is, you've got to replace them with quality, comprehensive coverage, because that, too, was a central premise of the affordable care act from the very beginning. and today that promise means that every plan in the marketplace covers a core set of minimum benefits like maternity continuity and mental health care and hospitalization and they can't use allergies or

pregnancy or a sports injury or the fact that you're a woman to carriage you -- to charge you more. they can't do that anymore. they can't do that anymore. if you couldn't afford coverage because your child had asthma, well, he's now covered. if you're one of the 45 million americans with a mental illness you're now covered. if you're a young couple expecting a baby you're covered. you're safer. the system is more secure for you and it's more secure for everybody. so if you're getting one of these letters just shop around in the new marketplace. that's what it's for. because of the tax credits we're offering and the competition -- >> the keystone pipeline

[ inaudible ]. >> because the tax credits that we're offering, and the competition between insurers, most people are going to be able to get better comprehensive health care plans for the same price or even cheaper than projected. you're going to get a better de deal. now there are americans with higher incomes that will pay more on the front end for better benefits and things like the patients bill of rights and that will save them from financial ruin if they get sick, but nobody is losing their right to health care coverage and no insurance company will be able to deny you coverage or drop you as a customer altogether. those days are over an that's the truth. that is the truth.

so for people without health insurance, they're finally going to be able to get it. for the vast majority of people who have health insurance that works, you can keep it. for the fewer than 5% of americans who buy insurance on your own, you will be getting a better deal. so anyone peddling the notion that insurers are canceling people's plans without mentioning that almost all the insurers are encouraging people to join better plans with the same carrier and stronger benefits an protections, while others will be able to get better plans with new carriers through the marketplace and many will get new help to pay for these better plans and make them cheaper, if you leave that stuff out, you're being grossly misled to say the least. but frankly look, you saw this

in massachusetts. this is one of the challenges of health care reform. health care is complicated and it's very personal. and it's easy to scare folks. and it's no surprise that some of the same folks trying to scare people now, are the same folks who have been trying to sink the affordable care act from the beginning. you know, and frankly i don't understand it. providing people with health care, that should be a no-brainer. giving people a chance to get health care should be a no-brainer. and i've said before, folks have actually good ideas, better ideas, than what's happening in massachusetts, or what we've proposeded, for providing people with health insurance, i would

be happy to listen. but that's not what's happening. and anyone defending the remnants of the old broken system as if it was working for people, anybody who thinks we shouldn't finish the job of making the health care system work for everybody,s especially when these folks offer no plan for the uninsured or under insured or folks who lose their insurance each year, those folks should have to explains themselves. because i don't think we should go back to discriminating against kids with preexisting conditions. i don't think we should go back -- i don't think we should go back to dropping coverage for people when they get sick or because they make a mistake on their application.

i don't think we should go back to the daily cruelties and indigties and constant insecurity of a broken health care system. and i'm confident most americans agree with me. so yes, this is hard. because the health care system is a big system. and it's complicated. and if it was hard doing it just in one state, it's harder to do it in all 50 states. especially when the governors of a bunch of states and half of the congress aren't trying to help. yeah. it's hard, but it's worth it. it is the right thing to do. and we're going to keep moving forward.

we are going to keep working to improve the law just like you did here in massachusetts. we are just going to keep on working at it. we're going to grind it out. just like you did here in massachusetts. and by the way, just like we did when the prescription drug program for seniors known as medicare part d was passed by a republican president a decade ago. that health care law had some early challenges as well. there were even problems with the website. and democrats weren't happy with a lot of the aspects of the law, because, in part, it added hundred of billions to the deficit that wasn't paid for unlike the affordable care act which will actually help lower the deficit, but -- but you know

what, once it was the law, everybody pitched in to try to make it work. democrats weren't about to punish millions of seniors just to try to make a point or settle a score, so democrats worked with republicans to make it work. and i'm proud of democrats for having done that. it was the right thing to do. because now -- because now about 90% of seniors like what they have. they've gotten a better deal. both parties working together to get the job done. that's what we need in washington right now. that's what we need in washington right now. you know, republicans in congress were as eager to help

americans get coverage, as some republican governors have shown themselves to be, we would make a lot of progress. i'm not asking them to agree with me on everything. but if they'd work with us like mitt romney did, working with democrats in massachusetts, or like ted kennedy often did with republicans in congress, including on the prescription drug bill, we'd be a lot further along. so the point is, we may have political disagreements, we do, deep ones, i mean some cases we've got fundamentally different visions about where we should take the country, but the people who elect us deserve, they shouldn't pay the price for those disagreements. mo americans don't see things through a political or ideological lens. this debate has never been about right or left. it's been about the helplessness that a parent feels when she

can't cover a sick child or impossible choices a small business faces between covering his employees or keeping his doors open. i want to give you just -- i want to close with an example. a person named alan shaffer, he's from prattsburg, new york. and he's got a story to tell about sacrifice, giving up his own health care to save the woman he loves. so alan wrote to me last week. and he told me his story. four years ago his wife jan, who happens to be a nurse, was struck with cancer. and she had to stop working. and then halfway through her chemo, her employer dropped coverage for both of them. and alan is self-employed, he has an antique business. so, he had to make sure his wife had coverage, obviously in the middle of cancer treatments, so he went without insurance.

the great news is today jan is cancer-free, she's on medicare, but alan's been uninsured ever since. until last week. when he sat down -- when he sat down at a computer and i'm sure after multiple tries, signed up for a new plan under the affordable care act. coverage that can never be taken away if he gets sick. so, i just want to read you what he said in this letter. he says, i got to tell you, i've never been so happy to pay a bill in my entire life. when you don't have insurance at

my age, it can really feel like a time bomb waiting to go off. the sense of relief from knowing i can live out my days longer and healthier, that's just a tremendous weight off my shoulders. so two days later, alan goes over to his buddy bill's house. he sits bill down and his wife diana at their computer. and after several tries, alan helped lift that weight from their shouldsers by helping them to sign up for a new plan also. and compared to their current plan it cost less than half as much and covers more. see, that's why we committed ourselves to this cause. for alan and jan, for bill, diana, for annie, for anyone who

wrote letters and shared stories and knocked on doors, because they believed what can happen here in massachusetts could happen all across the country and for them and for you, we are going to see this through. we're going to see this through. we are going to see this through. this hall is home to some of the earliest debates over the nature of our government, the appropriate size, the appropriate role of our government, and those debates continue today and that's healthy. they're debates about the role

of the individual and society and our rugged individualism and our sense of self-reliance, our devotion to the kind of freedoms whose first shot rang out not far from here, but they are also debates tempered by a recognition that we're all in this together and that when hardship strikes and it could strike any of us at any moment, we're there for one another. and that as a country, we can accomplish great things that we can't accomplish alone. we believe that. we believe that. and those sentiments, those sentiments are expressed in a

painting right here in this very hall. liberty and union, now and forever, one and inseparable, that's the value statement deval was talking about, that's what health care reform is about. that's what america is about. we are in this together and we are going to see it through. thank you, god bless you. god bless the united states of america. >> oh, boy oh, boy that is a relief. all this time i've been thinking the hundreds of thousands of americans jettison from their health plans have been junked by respectable insurance companies. turns out they're all bad apple companies and plans and this was all just a costly mistake and they were the victims. furthermore, i thought the hundreds of thousands of americans facing higher premiums they had been -- they had been lying about it. turns out they had been

misrepresenting. they're the exception. the rule is most who can get on the system are paying and saving a good deal. furthermore, i had thought all of this time this romney plan which the president made this comparison today, was a complete disaster and that it was not the kind of comparison that this president wanted to make, turns out he made it today. just a couple of quick corrections i think are due in order here. we wanted to hear the president's full remarks to put them in a factual context. . of the bad apple plans to which the president refers, a plan will drop you because of the provisions are so onerous that the government is putting on them they can't afford it so they were junkie plans to begin with, that flies in the face of those who have been telling us on this very show that they had very generous plans that included all of the generous coverage they were dumped because of the costly nature of that coverage and moved on to exchanges that says nothing as well about the millions of

americans retired still on their company plans the likes of ibm and time warner have been thrown off those plans and into exchanges because the company simply can't be bothered with them. they made that decision because this was simply too costly, not that they were bad apple plans. finally the notion that american workers are benefiting from this, the fact of the matter is two-thirds of those workers who would immediately benefit have gone from full time to part time and many of those part time to no time because of the provis n provisions and requirements of this law. i did want to interrupt that with very basic facts to let you know this is not as the president states and the technical problems to which the president alluded were the same bumps that massachusetts residents faced when their plan was up and running. mitt romney taking a all of this to his facebook page today to say comparison are wanting to put it mildly. the govern former presidential candidate saying the difference is this, had president obama

lends the lessons millions would not lose the insurance they were promised they could keep. millions more would not see their premiums skyrocket. we've got dr. ben carson joining us right now. dr. carson, what do you think? >> well, i think the president is an excellent campaigner and he certainly knows how to paint a picture that's very rosy and to neglect all the problematic proble parts. i would say if the plan is so good, why force everybody into it? you know, think about many years ago when automobiles first came out. a lot of people were very opposed to automobiles and they said i'll stick with my horse any day. but you know, the government didn't come along and said everybody has to buy an automobile. they just allowed things to happen. people did eventually say yeah, you know, automobiles are pretty good and kept improving. why do you have to force people to do something if it is so

good? these are things that we have to think about. i think our founding fathers would be horrified if th back and they saw a situation where the government says to individual citizens, you have to do this. you have to use your money and you have to autodo this. this is certainly not, you know, what was intended in a free state. he did to his credit he said we have fundamental differences. you know, he, obviously, believes in big government taking care of problems. there are a lot of americans who actually believe in individualism who believe in responsibility. it doesn't mean those people don't care about anybody else. you know. in fact, you know, america has a history of being the most generous nation in the world. and the richest people here who were criticized by the europeans instead of hoarding money, you know, built the infrastructure that allowed us to develop the most powerful middle class in the world. they built universities, they built foundations, they built the infrastructure of the nation.

america is different. and let's not allow ourselves to be cast in the mold of other types of countries which i don't think are exceptional as we are. >> and by the way, if you had problems with this law, it's not because you're not a patriot or don't want to cover those with preexisting conditions or don't want kids on policies longer, the fact of the matter is, the way it's rolling out and the costly nature and the fact that people have been promised that they could keep their doctor and now they can't keep their doctor, keep their coverage, they can't keep their coverage. what i was itching to hear, doctor, the president say, we got that one wrong. i don't expect him to say we lied about that. i'm going to give him the benefit of the doubt. he didn't know that would be the case. steny hoyer yesterday the number two ranking democrat in the house, truth be known, we did know some people would lose their coverage, and then you say you never lose your coverage because you're transitioning to something else, truth be known, that transitioning was going to result in a higher premium americans would have to pay, i was waiting for that moment that

we didn't quite spill all the beans to you in order to sell this. we didn't tell you that it would just be a few americans, that would be paying more and more than a few americans who would be losing their doctors, you know? >> well, what's interesting is, you know, we're talking about the glitches and the rollout right now, but i guarantee you in a few months it will be something and then something else. i mean, just think about it logically. if they're having this much trouble having three years to prepare the rollout, how in the world are they going to handle millions of people's health care? just wait and see. that's all i have to say. >> that's a very good point. not only the time preparing for this, but then there's a new line i found interesting and continues the blame game i think gets old when i hear it with this health care law, that the reason why so many people are not getting the benefit of this, and this is the point i want to pick up with former senator scott brown, also of massachusetts, the idea that it's republican governors who are fighting this and half in

congress who are still fighting this, that that's the reason why. scott brown, that i found to be just a whole new opening line in the blame game. in other words, you, mr. president, have the problem with this site that you had three years to get up and running and can't, you, mr. president, are the person that said you would not be seeing americans lose their coverage, but are, and yet, it's now a new line of attack that those balking republican governors are the reason we're in the pickle we're in? >> kneael, can you you mary me okay? >> i can -- can you plaer hear okay? >> i can. >> john adams said, you know -- what did he say, facts are stubborn things and the fact that the president was there, misleading the massachusetts health care plan, i was -- my blood was boiling. it's so different than what they're proposing in washington and to put out these half truths and have the american people think it's great, everything is

great, great great, just a little website breakdown, it's disingenuous and completely misleading. we didn't raise 18 new taxes, we didn't cut half a trillen from medicare, we did it in a bipartisan manner with business leaders and everybody else involved. not like they did as you know of all people, when they rammed it through when i got there through reconciliation, using parliamentary maneuvers to give us a plan that we in massachusetts quite frankly don't want. and a lot of people in massachusetts are getting those notices and we're having to give up the plans that we fought very hard for in massachusetts. so it's -- shame on him for coming to massachusetts, especially in the red sox playing and the traffic jams are unbelievable you can't imagine how many -- and now he's going to a fund-raiser, he's going to totally mess up traffic forever. it's just wrong. >> scott, i want to follow something else he said that caught me, maybe because i follow the business community closely, a lot of people are getting sticker or premium shock are getting it because they were covered by bad apple plans, in

other words those companies that were giving you bare bones coverage and then when you have to include all this other stuff you're getting socked through the nose. the fact of the matter these were not bad apple mans, a lot were pristine, what we call cadillac plans, what president calls cadillac plans and they find out right now to make the switch if they've been dumped or forced out it's going to cost them prohibitively more. that's not a bad apple plan, that's a business saying this is the rate it's going and the alternative you have and you are screwed. >> listen, the president is misleading the american people. a complete lack of trust between the american consumer right now, the people looking for health care and the administration. whether it's the website, whether it's don't forget, you know, you're not going to have to change a plan, not going to have to change your doctors, it's not going tos cost you a penny more, those are lies. that's, in fact, what's happening right now. and it's unfortunate, if i was giving any recommendations to the president right now, it's

sir, pull everything back, go on hiatus for about three to four months, get an american company first of all to do the website, instead of a canadian company we paid 400 million plus dollars, let's fix it, test it, and roll it out incrementally like in massachusetts. if we find any tweaks let's fix it incrementally. not just say to everybody, by the way, if you don't get on too bad, it tough luck. if you get on, congratulations, but they're still going to pay more money. they need to fix it. a lack of trust right now and there's a serious credibility problem. >> i think it's more than that, scott. it's a lack of basic business knowledge problem. i mean, any time -- >> no one there who has any -- >> here's what worries me -- >> sorry -- >> doctor, way tonight hit you on this -- i want to hit you on this. i remember covering this battle in washington, i should have got a condo in washington i was there so often and one of the things that came up is this

notion that you could cover those with preexisting conditions, a lot of americans are for that, you can keep your kids on your policy longer, a lot of americans are for that, you can get all of this and not have to pay more for it. that might seem like an ideal and wonderful goal, but to assume premiums won't go up in the face of that or that companies now facing all of this are not going to raise premiums as a result of that, is naive at best and so when this happens, and the reality of these new requirements happen and companies do have to then jettison policy holders or let them know it's going to cost you a lot more they're not the ones being the villains. they're following the law and new requirements and that is prompting this move on to other exchanges and the sticker shock that americans are experiencine. i just think, doctor, it would have been a lot more crucial and truthful for the president to say then, you can't get something for nothing, for those of you who get this kind of coverage and we want to expand

all this other coverage, you are going to pay more for that. it's simple math. >> yeah. regards to scott brown, good to see you again. there is -- >> good to see you. >> there is no question he is pandering and taking advantage of the fact that a lot of people have not studied these issues very deeply and, you know, i again will say that it's going to become increasingly apparent what a problem this is. i just hope that all of those people who are behind the president and calling everybody else every name under the sun and thinking they're evil will remember what i'm saying right now and see if maybe they change their minds. >> scott brown, where is this going? >> can i add something to that? i think you're right, we have all those coverages. we have -- our kids are able to be covered up to 25. we could have changed it to 26. we already addressed preexisting care and preventative care, we did it in the massachusetts map. every other state should have that option. to think the federal plan the

one size fits all with the federal government who can't seem to get out of its own way in almost everything it does run a health care plan a national health care plan, forget about it. >> senator, thank you. doctor, thank you very much. the reality is here, guys, regardless of your point of view whether you like health care or something, you can't get something for nothing, you to pay more, hoping to hear by covering the speech in its entirety the president of the united states to acknowledge even as kathleen sebelius, his health and human services secretary did today, some responsibility for a mess, a mess you saw coming, a mess you did not delineate and a mess she had the gumption to say we didn't appreciate. we didn't know. we missed. we botched. we're human. incredible. >> the problem with this whole debate is, you all won't tell white house made the decision. >> i can see it again -- >> it's a college student doing a keg stand. >> if the colorado exchange did that --

>> you approve of this advertising? >> you're the arc it text of the whole program and you won't go into the rest of the american public -- >> i did not say that sir. i think it's illegal for me to -- >> if it's legal will you go in -- >> affordable coverage -- >> come on in the water is fine -- (announcer) at scottrade, our clients trade and invest exactly how they want. with scottrade's online banking, i get one view of my bank and brokerage accounts with one login... to easily move my money when i need to. plus, when i call my local scottrade office, i can talk to someone who knows how i trade. because i don't trade like everybody. i trade like me. i'm with scottrade. (announcer) scottrade-proud to be ranked "best overall client experience."

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to keep sensitive documents out of the wrong hands. a $29 value free. don't wait until you become the next victim. ♪ ♪ i'm accountable to you for fixing these problems. hold me accountable for the debacle. i'm responsible. >> the president is ultimately responsible for -- for the rollout, ultimately. >> no, sir. no, sir. we are responsible for the rollout. >> you are kind of the president's point person, are you not, for this rollout? >> yes, sir. i told the president that we were ready to go. clearly i was wrong. >> but she's still on the job. pat, what do you make of that?

>> well, she at least said she was responsible, but my guess is barack obama will keep her in the job because i read that speech this way, neil. what barack obama is saying up there is, look, it may have had more than some glitches in this rollout and the website and maybe what i said about everybody bowing able to keep their insurance plan, maybe that was a little over the top but a lot of those programs are put out by fly-by-night insurance companies. but the reality is, you republicans, this is law and it's going to be law all the way through until january, 2017, when i leave this office. i've got the veto power, your not going to change it and all these attacks are really irrelevant because obama care is here forever. and the truth is, his bottom line may be true. >> it might be true, but i guess as the historian maybe you can help me on this, don't slough off the problems hundreds of thousands of americans are having or millions that are on

part-time status or hundreds of thousands of companies that have been dumped from plans and thrown onto exchanges. acknowledge that this is more than just some computer snafus and say you goofed and you're going to try to work extra hard on that and it's not some sort of an i.t. issue. >> no one who's been around for very long can remember anything as bad as this rollout. i mean in terms of a new program. it's really difficult to recall anything that's the equivalent. neil, you're, of course, way too young, but some of us recall that sign that sat on harry truman's desk, "the buck stops here." someone should call the truman library and get a facsimile of that particular little stand for the president's desk and indeed for a number of the cabinet officers' desks. >> well, you know, i think you have to brace americans who are getting surprised, pat buchanan, by these premium increases or getting dumped from their

policies and being led to believe that they're part of bad apple plans or just a brush-up course in basic economics that you can't promise something for nothing and assume you're going to pay nothing or less. maybe some will in this program, but i think what all is said and done, a lot of americans are going to find that's not the case. isn't it the president's responsibility to say, you know, here's your wake-up call time. this is law, as you say, but now i can let you in on a dirty little secret, that you are going to pay through the nose. >> look, this is a debacle, the whole thing. not simply the website, but the very fact that he went out and said you can keep your own doctor, you can keep your own plan. they had to know that was not true. 40% to 65% of these personal plans apparently are invalid under his terms. what the president is saying when i watched him up there is so what, fella? this is where i stand. this is my program. i think it's good. a lot of problems are happening. but by two or three years, this is all going to be worked out.

it's going to be in the history books. it's going to be credited to barack obama. and everything you say is not going to amount to a hill of beans. that was the defiant tone that i saw in the president. >> larry, if john kennedy were experiencing all of these problems now, it might be with the states program, the big thing you wrote about, would he have come out and said, all right, this working out as i thought or would he like barack obama today hold back to look at the half full glass? >> well, obviously all presidents try to be optimistic, but i really do think a fair reading of john kennedy's record indicates that when things went wrong, even if he had underlings he could have blamed, he did take full responsibility. he did it over and over again. and as we said, neil, on this show a number of times, it usually paid off in the public opinion poll. >> absolutely. >> people appreciate it when a president takes responsibility. >> guys -- >> larry, larry, if you study

john f. kennedy, you know he took full responsibility for the bay of pigs and then he found out he went to 80% in the polls. >> very good pointing, very good point. much more tonight. see you then. [thinking] i'm still working. he's retired. i hope he's saving. i hope he saved enough. who matters most to you says the most about you. at massmutual we're owned by our policyowners, and they matter most to us. whether you're just starting your 401(k) or you are ready for retirement, we'll help you get there.

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records and a low claims ratio, we do whatever it takes to make your business our business. od. helping the world keep promises. congress wrapping up a big day on capitol hill today. in the hot seat, a woman some are calling the most hated woman in america, kathleen sebelius grilled on the hill today. her testimony was distracted and at times arrogant. to some she seemed tee didn't want to be there but it was this that caught our attention. remember, when you take the stand in congress, you raise your right hand and swear to tell the truth. >> the website has never crashed. it is functional but at a very slow speed and very low reliability and has continued to function. >> that caught the attention of texas congressman pete olson who drilled holes through that claim just moments later. list